Est. 2023 · Pretoria, South Africa

We pool.
We grow.
We share.
Together.

PushStart is a member-owned stokvel where disciplined weekly contributions build a shared pool — giving you access to loans, returns, and a community committed to your financial growth.

✦R200 joining fee
✦R120/week
✦Max 100 members
Active Members
—
of 100 maximum
Capacity89 spots left
Total Contribution Pool
—
All confirmed contributions
Annual Target Per Member
R 5,000
Qualifying members share year-end interest
The Process

Simple steps.
Real returns.

From first payment to year-end payout — every step is tracked on the platform and visible to all members.

01
🪪
Register & Activate
Pay the R200 joining fee and upload your proof of payment to activate your account.
R200 joining fee
02
💳
Contribute Regularly
Pay R120 weekly or R480 monthly (or any amount from R120) using your unique reference. Upload proof within 7 days.
R120 weekly
03
🏦
Build Your Balance
Confirmed contributions grow your balance. Borrow up to 70% of this year's contributions, from R500.
Min R500
04
🎯
Hit the Annual Target
R5,000 contributed + loan ≥ R1,000 or R300 waiver = qualified for year-end interest.
Target: R5,000
05
🏆
Vote on Payout Date
Members vote on the payout date. The interest pool is divided equally among qualifying members.
Equal payout
06
📅
Attend Meetings
Bi-weekly Sunday meetings via Zoom. Apologies by 18:45 on meeting day.
Stay involved
By the Numbers

The financials,
transparent.

R5,000
Annual target
To qualify for interest
R120
Weekly Contribution
Covers 7 days
R480
Monthly Contribution
Covers 30 days
70%
Max loan amount
Of your contributions
30
Day loan window
From approval date
R300
Loan waiver
Skip loan, still qualify
R200
Joining fee
One-time, non-refundable
100
Max members
Exclusive community
R10
Platform fee
Per transaction
Why PushStart

Your money.
Your community.
Your future.

Built on technology, trust and transparency. Every rand tracked. Every member accountable. Every payout earned.

🔍
Full Transparency
Every pool transaction visible to every member. No hidden fees, no surprises.
🔐
Secure & Organised
Payments and records in one system. No WhatsApp chaos.
💡
Smart Loan Access
Borrow against your savings at a fair rate (R30 per R100). Interest goes back to the pool.
📊
Live Eligibility Tracking
Your dashboard shows your year-end interest status in real time.
🤝
Collective Ownership
Run by members, for members. Shared decisions, shared wins.
At 100 members
Potential Club Pool
R 500,000
Annual contributions at capacity
Member contributionsR 500,000
Loan interest collectedPooled
Bank savings interestPooled
Fines collectedPooled
Year-end payoutShared equally ✓
Know the Rules

Clear rules.
No surprises.

PushStart runs on a member-approved constitution. Joining means accepting these terms — they protect everyone equally.

1
Contribute: Pay R120 weekly or R480 monthly. Hit R5,000 to qualify for interest.
2
Upload PoP: Upload proof of payment within 7 days of every payment or face a R30 fine.
3
Attend: Bi-weekly Sunday meetings via Zoom. Apologies by 18:45 to avoid a fine.
4
Repay Loans: Repay within 30 days. Compound interest applies on overdue amounts.
5
Pay Together: Several fines, or several loans, can be paid in one payment with a single fee.
Read Full Constitution
Fines Schedule
Every fine, listed upfront
Absent (no apology) R50
Late apology / late arrival R30
1st consecutive absence R50
2nd consecutive absence R100
3rd+ consecutive absence R150
Disruptive / speaking out of turn R30
Profanity / vulgar language R100
Proof of payment not uploaded in time R30
Wrong EFT reference R30
Missed contribution R30
"
"Umuntu ngumuntu ngabantu. A person is a person through other persons. PushStart is that belief — made financial."
— PushStart Founding Principle · Pretoria, 2023
89 spots remaining

Ready to start
building?

Join a community serious about wealth creation. Contribute regularly, borrow when needed, share in returns at year-end.

R200 joining fee · R120 weekly · EFT payments only · Admin approval required